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T:8.375"
 S:7.875"
 DON’T   B:8.625"  Naval Enlisted Reserve                                               CONTENTS

                                                                                                2022 SPRING EDITION
                                                                                                    Volume 65 • Issue 1
 LET YOUR   Association (NERA)
          8116 Arlington Blvd., Suite 220
          Falls Church, VA 22042

          Office: 703-534-1329
 MEMBER   Toll-free: 800-776-9020
          Web: www.nera.org
          Email: [email protected]
          National President
 BENEFITS   YNC Joanne M. Elliott
          215-431-6372
          [email protected]
          National Vice President
          Michael P. Hughes
 GATHER   443-812-9591                        7                      11                       16
          [email protected]
          National Secretary
          James M. Frierson
          803-665-7936
 DUST     [email protected]                     4  President's Message
 DUST
          National Treasurer
                                                5  Vice President's Message
          Dennis L. Hunt
          609-560-6457
                                                6  Legislative and Benefit Updates
          [email protected]
          National Counselor
          Eugene (Geno) Koelker                 7  NERA News
 Made to help you get the   S:10.25"  T:10.75" 815-209-5391     8  TIPS & CLIPS
          [email protected]
           B:11"
 most for whatever’s next.   Past National President    10  NERA College Scholarship Program
          Stephen R. Sandy
          301-219-2647                        11  NAVY News
          [email protected]
 When you’re a USAA member, you have a full range of benefits   Executive Director    14  Coastie Corner
 at your fingertips. From home and online shopping discounts to   Stephen R. Sandy    15  TRICARE
 access to RV and boat insurance all the way to health insurance   301-219-2647    16  Marine Marquee
          [email protected]
 options, we want you to get the most out of your membership.   NERA Manager
 So take advantage of these benefits and more today.  Jennifer Abbott    18  Blast from the Past
          [email protected]
          Editor-in Chief                     20  NERA Benefactors Program
 Visit USAA.COM/NERA to learn more or call 877-503-NERA (6372)  Yvette B. Purtill
          [email protected]                   21  TAPS
          Managing Editor                     22  NERA Benefactors
          YNC Joanne Elliott
          215-431-6372                      Cover: 220409-N-VP266-1132  WASHINGTON (April 9, 2022) Seaman Carter Gill, a
          [email protected]            member of the U.S. Navy Ceremonial Guard, pours water from the Seven Seas and
          Design                            Great Lakes to "charge" the fountain at the Navy Memorial in Washington during the
          Karen Durland                     Blessing of the Fleet ceremony, April 9, 2022. The Blessing of the Fleet is a centuries-old
          [email protected]                tradition to safeguard crews and ships from the danger of the seas. This year's blessing
 Use of the term “member” or “membership” refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to   © 2022  includes water from the Seven Seas and the Great Lakes. (U.S. Navy photo by Mass
 change. The USAA Insurance Agency (the “Agency”) contracts with insurance companies that are not affiliated with USAA to offer products and services (“third-party insurance products”) on their   Communication Specialist 2nd Class Griffin Kersting)
 behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive
 other performance-based compensation from them. Product availability may vary in some locations. Applications for insurance are subject to underwriting by the insurance carrier. Any product or
 coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA
 of Texas Insurance Agency (collectively the “Agency”). CA Lic #0D78305, TX Lic. #7096. 9800 Fredericksburg Road, San Antonio, TX 78288. Alliance services provided through USAA Alliance Services,   The Mariner, an official publication of the Naval Enlisted Reserve Association, is devoted to the interests and mutual benefit of its members. Regular Membership is open to all enlisted personnel of the Naval
          Reserve, Marine Corps Reserve, and Coast Guard Reserve; others may join as Associate Members. Annual dues in the amount of $3.75 per member is set aside to defray the cost of publishing The Mariner.
 LLC, which contracts with third parties that are not affiliated with USAA to provide products and services to USAA members and receives compensation on the sale of third-party products and services.   Single domestic subscription price is $15 per year. Persons eligible for Regular Membership are not required to pay subscription rates. Articles, letters, and photos for The Mariner should be submitted to the
 Third-party providers have sole financial responsibility for their products and services. Health solutions provided by USAA Life Insurance Company and through USAA Life General Agency, Inc. (LGA)   Managing Editor via e-mail to: [email protected] or NERA Headquarters, Falls Church, VA. Credit will be given for materials used. Letters may be condensed for publication. Articles and letters appearing in
          The Mariner do not necessarily reflect the opinions of the National Executive Council of the Naval Enlisted Reserve Association or the Editor, nor are they to be interpreted as official policy of the United States
 (known in CA and NY as USAA Health and Life Insurance Agency), which acts as an agent for select insurance companies to provide products to USAA members. LGA representatives are salaried   Navy, United States Marine Corps, United States Coast Guard, or the Naval Enlisted Reserve Association. The Mariner (ISSN 0164-3029) is published three times a year by the Naval Enlisted Reserve Association,
 and receive no commissions. However, LGA receives compensation from those companies, which may be based on the total quantity and quality of insurance coverage purchased through LGA.   8116 Arlington Blvd., Suite 220, Falls Church, VA 22042. Postmaster: Send address change to The Mariner, 8116 Arlington Blvd., Suite 220, Falls Church, VA 22042. For general questions, advertising or to learn
          more about NERA, e-mail: [email protected].
 Plans not available in all states. Each company has sole financial responsibility for its own products. Naval Enlisted Reserve Association receives financial support from USAA for this sponsorship.
 © 2021 USAA. 269283-0321-NERA








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